A lesson in gratitude from Cuba

A lesson in gratitude from Cuba

Two things this Wealthy Chick loves, travel and gratitude.

Cuba – taking gratitude to a new level

One of the reasons I love to travel is the opportunity to experience diverse countries and cultures that are very different to my everyday life, and Cuba ticks all the boxes, so why this heightened sense of gratitude?

When you travel you always miss things from home, but in Cuba, a country that was forcibly stuck in the past, you feel conflicted. In the cities you love it’s old cars, shabby chic buildings and $5 bottles of rum, yet cross fingers the next loo has a toilet seat (probably not!), in the country you smile at the simplicity of life with horse and cart, whilst dreading another static filled night sleeping on synthetic sheets.

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On one hand you love that Cuban life is social, it’s lived loudly on the steeets and in the parks, music abounds, yet you scream in frustration when you cannot get on the internet because everyone in town is at the one park that has wifi, and its noisy!

I had forgotten how to travel without my phone and wifi, and I am grateful to Cuba for forcibly giving that back to me. I had to use paper maps to navigate, not easy when some towns were deliberately designed to confuse invaders and directionally challenged Australians.

I am grateful I enjoyed a device free holiday. I loved the fact that every dinner was phone free, every cafe and bar had people talking to each other, no one had their head stuck in a phone or iPad.

Yet sometimes I still wanted the internet, to google the best restaurant or bar or use google maps and find my way back to my Casa.  I had to stop living in my world and step in to Cuba’s world, ask someone for a recommendation, ask for directions, experience different restaurants and bars to find the best. It allowed me to really connect with the Cuban locals, who are very kind and helpful.

The photo and gratitude

The cover photo for this blog is where I really felt gratitude for the generousity of the people in Cuba and remember how lucky I am to have been born in Australia.

A wonderful family hosted my group for lunch, it was one of the best meals I had in Cuba, succulent pork, tasty vegetables, rice, black beans and an array of fruit. All fresh from the farm situated in the hills next to a gentle stream, delicious food in a scenic location.

As I was leaving I needed to use the bathroom, my mind shifted from being relaxed to toilet anxiety kicking in! Will there be a toilet seat, do I have enough paper, OMG is that wooden hut really the bathroom?

It was a very nice bathroom that consisted of a toilet, with a seat,  and a shower stall, no running water. The toilet is “flushed” with a bucket of water, and the shower stall only had a drain, to shower you use a bucket of water, usually cold.

This place resonated with me because I frequently use being grateful for a hot shower as an example of gratitude when I am coaching clients who tell me they have nothing to be grateful for.

I am now even more grateful for my on demand hot shower and my flushing toilet, with toilet seat and paper.

As I write this blog I am also grateful for accessible and speedy wifi!

What are you grateful for?

More importantly what should you be grateful for?

 

 

 

 

 

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Money – there’s never enough?

Money – there’s never enough?

We all have money worries, with most falling in to the following three categories:

  • There’s never enough money;
  • I’m hopeless at managing money,  when I actually have any; and
  • Screw it, money is evil anyway

My current money worry was the  biggie, there is not enough. Yes even Wealthy Chicks worry about money!

Despite planning for a drop in income as I build my business my emotional reaction was unexpected, and horrible. I felt anxious, concerned, worried, stressed and thought about money constantly.

“I’ll never earn enough again!” 

How did I get here?

Like a lot of us I grew up hearing that we didn’t have anough money, “money doesn’t grow on tree’s”, and to spend money on one thing you must give up something else.

You grow up and continue to hear stories on the news, from family and friends about people with money worries, spiralling debt, never being able to afford to buy a home.

No wonder we continue to believe that there isn’t enough money.

bill shock

Then you get a large unexpected bill or two that reinforces that belief. For me it was a vet bill and an invoice for a range hood, a decision I consciously made to protect new paint. Were the funds available? Yes. Was it in my planned budget? Nooo, therefore “THERE’S NOT ENOUGH’!

The irony of this belief is when you do have success you feel guilty because someone else must have gone without. I am regularly in this space, swinging from feeling guilty because I have too much, to worrying because there can’t possibly be enough. You may even self sabotage your success to go back where you belong, where there’s not enough money.

How do you deal with this worry?

Acknowledge it – give it a voice, say it out loud, share with a friend or write it down. Please don’t do what I did and allow it to fester, building momentum and making me feel worse.

Simply writing this blog released worry and believe me suppressing the worry doesn’t help it go away.

Do you really know what you are worried about? So many people say “I need more money”, yet they don’t actually know how much they really need, right now.

Do your numbers and be specific about how much you need right now. If you need  a budget contact me amanda@wealthychicks.com and I will send you a template. Once you determine how much you need right now, do you already have that much or is there a shortfall?

As humans we tend to exaggerate our worries, so being specific helps determine if your worry is:

  1. Valid
  2. Accurate in the size of the problem.

5 cent piece

If you don’t know how much you really need how are you going to fix it? Someone can give you more money, here’s 5 cents….now don’t complain, you said “I need more money”

Another risk in being vague is you tend to make emotional and/ or knee jerk decisions.

I needed to drop the rent on a property and I had a glorious rant about how this sucked, was financially disastrous and I decided to sell the property, STAT.

I got all worked up, totally convinced I’d be broke , and then I went back to my budget, updated the numbers and it still works.

Damn the numbers, my spectatular tirade was over, because the specifics stopped the worry.

Do Something – look at one, just one thing you are worried about and find a way to reduce that single worry. For example, I will feel more optimistic if I had 2 more paying clients.

Instead of constantly worrying about money the focus shifts to the actions. Try it, what’s the one thing you could do to reduce one money worry, then focus on that.

i am enough

 

There is enough and you are enough (my struggle) If, like me, this is your struggle, that you aren’t good enough, smart enough, anything enough, here’s our new mantra:

  • I am enough
  • I am doing enough
  • I am doing exactly what I need to be doing

Smile, believe, repeat, because money cannot stop you feeling unworthy and you will continue in the struggle between worrying there isn’t enough and feeling guilty when you do fleetingly have enough.

If you still struggle with your money worries lets talk, the first coaching session is on me. You can contact me via email amanda@wealthychicks.com

 

 

 

Perseverance is failing 19 times and succeeding on the 20th. Julie Andrews

Perseverance is failing 19 times and succeeding on the 20th. Julie Andrews

A very short blog. Sometimes a person or a quote pops up at just the right moment, like the quote above did for me this morning.

Whenever you embark on something new, remember it’s new, you don’t know everything, and you probably won’t be perfect at anything, nada, zip, zilch, zero!

Can you feel the tension rising already, I won’t be right or perfect first go? I’ll admit this is a big problem for me, that I won’t get “it” right.

Keep going, learn (not fail) 19 times because each time you are getting better, slowly, and slow and steady is good. Slow down to learn from all 19 lessons, because when success comes it will be powerful and worth a huge celebration and I’d love an invite.

So whatever little stumble you had recently, look back, smile and be proud you had a go, you are one step closer to success.

Photo credit: Amanda Fuller – Wealthy Chick. Nelson Bay

 

Do one thing today that will get you closer to your goal

Do one thing today that will get you closer to your goal

Toothbrushes and goal setting?

Firstly my challenge to you is to do one thing, no matter how small, that will get you closer to one of your goals, today. TODAY, not later, not tomorrow or next week, TODAY, and yes I am shouting!

What is the first thing that’s pops in your head? Do that now, don’t think about it, go for it, do it right now. Look away from the blog and go do that thing! Come back to me later, go go go, run don’t walk, just do it, TODAY, NOW!

Still can’t think of anything? You might be thinking too big, buying the house, booking the trip, losing the kilo’s, going on a date, getting a new job, all great goals that can seem BIG and daunting. Break it down, way way way down. Down to one small step in the direction of achieving your goal.

Back to the toothbrush

It’s just a toothbrush right, and a home brand one at that, with hard bristles (very important), so how is this small dental tool helpful?

If I don’t have my trusty cleaning toothbrush, with the hard bristles, I won’t take the next step to cleaning the bathroom. My first step to a sparkly clean bathroom isn’t to grab my expensive motorised scrubbing brush, or the overpriced bleach gel, although both these things are helpful, it’s to grab a $1.00 home brand toothbrush that gets in to all the fiddly, annoying corners.

What’s the toothbrush step you can take towards your goal?

What is the one handy, simple and probably inexpensive thing you can do to leap closer to your goal?

BTW – bathroom clean and sparkly……okay I have guests coming, don’t judge!

Still need help?

Be inspired and grab your ticket, TODAY, to my next goal setting workshop!

Get all the info and your tickets here

Because you are a friend of wealthy Chicks the code toothbrush has been applied so you receive a 20% discount.

Extra Cash – Christmas casual roadtest

Extra Cash – Christmas casual roadtest

I will use this road-test to work through overcoming the reasons for stagnating, as discussed in the previous blog:

  • Don’t look or blind to opportunities
  • Still do nothing
  • Amazing excuses
  • Loving your story!

Opportunity Once I decided to road test Christmas casual work an ad for positions appeared in a feed that day, how quick was that! It gets better, it was at Myer in the next suburb! How does this happen, luck or science? Let’s focus on the science.

Our brains see an abundance of images and information, too much, so to avoid overload the brain filters out tons of unnecessary information based on where our focus is. I decided to land a casual job and the brain adjusted it’s filter to present opportunities that met my focus. Amazing machine that brain.

amazing-brain

Do something In this instance I jumped in and applied immediately. I didn’t:

  • ignore it;
  • come back to it later; or
  • overthink it and scare myself off.

I tweaked my resume to highlight my customer focus and the benefits my unique skills would bring to Myer, and I pressed submit.

No Excuses I took action so quickly that I didn’t allow the excuses to creep in. Woo hoo, well not so quick with the praise, in the days between application and interview request, I came up with tons:

  • I have no retail experience
  • I’m too old
  • I’m overqualified
  • I applied too late
  • I’m too good for this (nasty ego crept in)
  • I haven’t shopped at Myer lately
  • I can’t be on my feet all day
  • My dog is used to me working from home, he’ll get lonely!

There were more but you get the point, if you allow yourself enough time you think of so many excuses that you lose confidence, and revert back to doing nothing.

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The Story In this instance I was too quick to develop a story, although looking at the excuses I can easily come up with a compelling monologue. It would go like this:

” No-one, especially not Myer, is going to hire me, I’m too old, hopelessly inexperienced, have no idea what I’m doing, and anyway I’m too good for this job, so there!”

Sound familiar? Yeah, and it was remarkably easy to fall back to and believe that story! Luckily I applied before I got to this stage, because as it turns out, that story, as captivating as it is, was FAKE NEWS!

I was successful and the next thing you know I’m working at my local Myer.

As an option for extra cash, it worked for me, although it may not be for everyone. If you physically cannot be on your feet for long periods of time, then look for another opportunity, my feet may never forgive me!

The downside,other than sore feet? Working long days, into the night, including Christmas eve and most public holidays except Christmas, guess that’s why it’s called Christmas casuals! Did I get jealous of holidaying friends, hell yeah, but then I would remind myself that I chose to pursue this opportunity, and focus on the benefits.

The upside, and there were plenty:

  • consistent income for 2 months
  • generous staff discount
  • inside know on the sales
  • working with a great bunch of retail professionals
  • flexible hours which allowed me to remain focused on my business
  • and naysayers be damned, I had great customers

My stint at Myer may have ended, but what about this road-testing gig? It was so valuable that it will continue as an integral part of being a Wealthy Chick coach.

Most important learning? Stop overthinking, back yourself and continue to do the stuff that’s scary, because I am extremely capable. Confidence is like a muscle, and stepping out of my comfort zone strengthen that muscle.

If this series has inspired you to take even the smallest step towards an opportunity I’d love for you to write a comment, or message me privately on the Wealthy Chicks facebook page.

If you need help to stop stagnating and pursue opportunities you can also message me, or go to my website wealthychicks.com.au and sign up for a coaching package. I’d love to help you with your wealthy chick dream.

 

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Extra Cash – The Finale! Christmas Casual Work (Part 1)

Extra Cash – The Finale! Christmas Casual Work (Part 1)

It may seem redundant to blog about Christmas casual work in February, but stay with me because the message remains relevant.

Let’s go back to the beginning, why did I do all this? eBay, AirBNB, getting really sore feet working as a Christmas casual? Was it for:

Cash jackpot!!! – not really, although it was great to earn extra money

Glory – glory,  glory, hallelujah. Not my aim, but I did myself proud.

or Wealthy Chick went crazy – excellent guess, but it’s sort of my natural state.

The real reason I was motivated to do this was a growing concern that although a lot of people I meet say they want more wealth, they don’t do anything! Let’s look at some of the reasons why this might happen:

opportunity

Don’t look/ Cannot see the opportunities – there a lots of opportunities to any problem, but sometimes we get so stuck we don’t look, or we have a bit of a peek and if we can’t see an opportunity immediately we give up. This may be the time to stop thinking so hard, or ask for help. You know those times when the first person you approach comes up with a simple solution, the one staring you in the face, the WHOLE FREAKING TIME. So you call them a smarty pants bitch, because they are! Yet, drum roll to my next point……

Still don’t do anything! Nothing, nada, what the! I suffer from this, I frustrate myself, it’s not logical, I do nothing. Fear creeps in, mostly unfounded, and to make it worse, the longer I put it off the harder it becomes to take action. This leads to my next point….

Amazing Excuses –some may call them reasons. Yes, some options will not be possible, but when you workshop a list of opportunities and the “reasons” why every option won’t work are getting very creative/ petty, they are excuses. A go to excuse for me is ” I will do it wrong”, and yet I insist I’m not a perfectionist, mm we’ll leave that alone. Which brings me to my next reason, and some tough love is in store…

whats-your-story

Love their story – I’m not saying anyone likes being an  Un-Wealthy Chick, but at times we sure as shit love talking about it, passionately, over and over again. This is not to be confused with asking for helping and some background information is important. This is when you repeat your “woe is me, it’s harder for me” story, vocally and in your head, so often that the story sticks and becomes a part of you. You’re convinced what you earn is all you can earn, there are no opportunities, and if an opportunity sneaks up and slaps you in the face it will be so far removed from your reality that it’s impossible…and it will be, for you.

So how do you overcome the fear, the crappy excuses, and the overwhelming urge to stay in your horrible, but comfortable, story? Warning, you might not like the answer.

Dive in, take one step. This is me skydiving, initially I was very scared, and the little step out of the plane seemed impossible, but it quickly turned to excitement, yes that is a very happy face! Location: Queenstown, New Zealand.

skydiving

Just like skydiving, at first everything in this series felt uncomfortable but it was momentary. I didn’t get hurt, I didn’t get much wrong, I achieved additional income and more importantly, pride in myself and my capabilities. I am reminded of a quote from the fabulous Winnie the Pooh:

“Always remember you are braver than you believe, stronger than you seem and smarter than you think.”  Good advice from a bear.

As this blog has so much information I created a two-part mini series, with the last episode  based on my Christmas casual experience, coming later today. I promise it ties everything together.

Extra Cash Part 2 – Selling on eBay

Extra Cash Part 2 – Selling on eBay

As I mentioned last week, I had never sold on eBay, although for years I had every intention of selling a beautiful, but heavy, handbag and never got around to it.

Why was I reluctant to sell on eBay?

I had a think about why I had avoided selling on eBay, and reached out to friends for their thoughts and experiences. Here’s our top concerns about selling on eBay:

  • Time consuming
  • A hassle
  • Not worth it financially
  • Items don’t sell, or sell too low

WHAT FUN, all the words you don’t want to hear as you embark on something new. Now I remember why I hadn’t bothered with eBay, it sounded too hard.

What’s a wealthy chick to do? There are more than a million sellers on eBay, are they all having a bad experience? Surely not, so I decided to make this work.

eBay – “ We can do this, yes we can” (sing to Bob the Builder theme, just because)

Spoiler alert – I found selling on eBay easy and definitely worth it financially as compared to the time invested. Like AirBNB,  the eBay site is easy to use and provides intuitive assistance.

First – what to sell?

I focused on quality clothes and handbags, although what you sell is unique to you. Why clothes and handbags? As a female, and it pains me to admit, I had too many of both!

I reviewed my wardrobe and if I hadn’t worn an item in 2 years it went on eBay or to a charity bin. In the end, more items went to charity than eBay, which is a nice bonus.

clothing-image

The items I sold on eBay were in excellent condition, from well known brands, and still fashionable.

Second – How to sell?

First you need to register as a seller on eBay, which was simple, especially if you already have Paypal. My advice, get a Paypal account, it’s useful on so many platforms

I decided to auction my items with a low reserve rather than listing a set price. This decision was based on the fact I purchased the items with the intention of wearing them, so any sale above $1 was a profit.

To avoid disappointment and stress, treat this as a financial transaction and limit your expectations of the final price. For those who complain that items sell for less than they are worth, let it go! The item is worth nil in the wardrobe, plus eBay is one of the largest markets in the world, and the market decides the value, not the seller.

Third – Comprehensive ad

My first step is to quickly review ads for items that are the same/similar, solely for tips.

Take lots of photos, front, back, label, packaging (if any), and write a detailed description. Pretend you are the buyer, what would you want to know? Mention the material, length, height, width, size, brand etc. The photos and detailed description help with both the sale and to minimise queries.

I listed 14 items and I only had 1 query, asking if the item was genuine, which is a reasonable query and I was not offended. This feedback is what led me to post photos of labels and packaging, plus a reason why the item had not been used.

Queries are great, it means someone is interested and your positive response may lead to a bid, plus you can use the feedback to improve the ad.

By the third item I could take photos, write and post the ad in less than 5 minutes, easy.

Four – Post the ad

I post ads for a week, and this is VERY IMPORTANT,

NO LOOKING until you receive an email from eBay with the results

stop

By following this tip you avoid a truckload of angst, wondering:

  • has anyone viewed the item
  • will anyone bid
  • does everyone hate my stuff
  • do I have bad taste
  • why are the bids so low!

Get over it, most of the action happens on the last day so let go of your curiosity, reduce your stress and let eBay do its work.

At the end of the auction period eBay advises if the item has sold, or not.If the item hasn’t sold it will relist, for free. If it never sells, so be it, it hasn’t cost you anything.

Five – send the item & get paid

It’s that simple and payment happens within 21 days, quicker as you build a profile.

Thanks to a “can do” attitude, and a rough plan, I sold 13 items for a very healthy profit. It wasn’t hard, and I am now an eBay convert for both selling and buying.

If you like what you’ve read and would like targeted coaching on becoming a wealthy chick (or dude), visit my new website www.wealthychicks.com.au (its in the final stages of construction) and sign up for a coaching package. I’d love to help you understand and remove the barriers holding you back from being happy, healthy and wealthy.